Nobody can predict how long you’ll spend in retirement. But one thing is certain: You don’t want to run out of money. Consider the following when estimating how long your savings will last.
Providing retirement plan participants with general retirement plan and savings guidance monthly.
Everyone knows that exercising, eating right, and getting enough sleep are important for physical fitness. But what about getting your personal finances in shape? Read this month’s Your Retirement in Focus for more information on how saving early in your company-sponsored retirement plan can contribute to your financial fitness.
If you’re approaching retirement, it’s a good time for a few lessons on taking required minimum distributions (RMDs) from individual retirement accounts (IRAs) and 401(k) plans.
Even moderate inflation could affect your quality of life during what hopefully will be a long retirement. As you are planning your retirement finances, be sure to consider the inflation factor.
Instead of treating your 401(k)s, IRAs and personal investment accounts separately, consider coming up with a target asset allocation to apply to your overall portfolio.
Starting work with a new employer means you have some important decisions to make, like what to do with the money in your former employer’s retirement plan account? Your decision could have a big impact on your future retirement savings and your current income tax liability.
If your employer offers a 401(k) plan with a Roth feature, you will want to know how the Roth works so that you can make an informed decision.
Does life get in the way of you saving more for your retirement? Find out how even a small amount, say $25 a week, can have a big impact on the size of your retirement account when you retire.
If your company offers a high deductible health plan (HDHP) and a Health Savings Account (HSA) option, you have more ways to save for retirement expenses.
If one of your New Year’s resolutions is to get your retirement savings on track, we’ve provided a check list to jump start your efforts.