What’s your ideal retirement age? 55? 62? 70? Each age has planning issues you’ll need to consider before you make a decision.
Providing retirement plan participants with general retirement plan and savings guidance monthly.
Most people need to save more – often a lot more – to build a nest egg that can meet their needs. Many financial experts recommend putting away 10 to 15 percent of your pay for retirement. There’s a relatively painless way to reach that goal.
Reviewing your financial situation at midyear can allow you to spot any problems early on and make needed changes now so you’re on track toward achieving your goals.
If you don’t have the time or expertise to monitor your portfolio’s asset allocation, you may find the target date fund concept attractive.
While stopping 401(k) contributions is within your control, pushing “the pause button” can be expensive in the long term.
If you are nearing retirement, you need to think carefully about how you can make your savings last throughout your retirement.
Different market indexes track different types of investments, so be sure you use an appropriate index as a yardstick when comparing your investments to a benchmark. Here are some of the most common market indexes.
As the tax filing season approaches, the Internal Revenue Service reminds low- and moderate-income workers that they can take steps now to save for retirement and earn a special tax credit in 2016 and years ahead.
It can be challenging for a spouse who doesn’t have access to an employer’s retirement plan to save for retirement. One potential solution: opening a spousal individual retirement account (IRA).
As you start closing in on the day you’ll retire, it’s important to focus on your retirement savings and how you’ll manage them during the next stage of your life. Here are a few suggestions to help you transition from saving to spending.