Do You Have an Emergency Fund? Watching the destruction of Hurricanes Harvey and Irma should make us all consider having an emergency fund ready for the unexpected.
Providing retirement plan participants with general retirement plan and savings guidance monthly.
When you change jobs or retire, you may be eligible to receive a distribution of the money you have accumulated in your employer’s retirement plan. How you handle the distribution can have significant tax consequences.
What’s your ideal retirement age? 55? 62? 70? Each age has planning issues you’ll need to consider before you make a decision.
Most people need to save more – often a lot more – to build a nest egg that can meet their needs. Many financial experts recommend putting away 10 to 15 percent of your pay for retirement. There’s a relatively painless way to reach that goal.
Reviewing your financial situation at midyear can allow you to spot any problems early on and make needed changes now so you’re on track toward achieving your goals.
If you don’t have the time or expertise to monitor your portfolio’s asset allocation, you may find the target date fund concept attractive.
While stopping 401(k) contributions is within your control, pushing “the pause button” can be expensive in the long term.
If you are nearing retirement, you need to think carefully about how you can make your savings last throughout your retirement.
Different market indexes track different types of investments, so be sure you use an appropriate index as a yardstick when comparing your investments to a benchmark. Here are some of the most common market indexes.
As the tax filing season approaches, the Internal Revenue Service reminds low- and moderate-income workers that they can take steps now to save for retirement and earn a special tax credit in 2016 and years ahead.