The New Year is a chance to resolve to improve your financial well-being. In this issue of “Speaking Of,” we suggest you choose one resolution and make it happen and we give you some basic steps to follow. You will also find information on how to establish a Roth IRA for your child…a gift that can benefit them in years to come. And good news! The Social Security Administration announced a 2% benefit increase for 2018!
Our general client newsletter, sent every other month and covers the financial topics that impact you and your family.
Grandparenting can be joyful, but it may come at a cost. In this issue of “Speaking Of,” you’ll find sensible alternatives to showering the grandkids with presents. You’ll also find six helpful tips for protecting your financial data, and a quick refresher course in economics.
You never know when disaster will strike. In this issue of “Speaking Of,” we provide information on how to organize your records and essential information if you need to leave your home suddenly. You’ll also learn how to manage life’s risks with insurance.
You have options for managing your 401(k) when you switch jobs. Read about them in this issue of “Speaking Of.” You will also find information on whether home renovations pay off and learn how to increase your cyber security.
Should you provide your child with a summer job at the family business? Find out in this issue of “Speaking Of.” You will also find information on long-term care insurance, as well as guidance on life insurance policy reviews.
There are new rules that will impact your retirement accounts in 2017. This issue of “Speaking Of” offers a quick overview of those changes. We also provide you with a few tax-smart savings strategies and debt reduction tips to keep your savings efforts on track.
Good or bad, many of the life events you experience have a financial impact that should trigger a discussion with your financial advisor. In this issue of “Speaking Of” we will review some of the events that take planning for. In this issue we also discuss the Department of Labor guidelines for depositing employee contributions to their 401(k) plan account.
One-in-five older Americans have experienced financial exploitation. Read the next issue of “Speaking Of” for how to defend yourself. In this issue we also offer the pros and cons of various pension payout strategies.
In this issue of “Speaking Of” we explore ways Millennials can launch their financial independence and we talk to employers about stopping retirement plan leakage. And, don’t forget that September is Life Insurance Awareness Month.
This issue of “Speaking Of” is all about your family relationships, and keeping those closest to you informed about your goals and desires. Have you introduced your family members to your finacial advisor? How about your attorney or your CPA? These are your trusted advisors…be sure you’ve made the connection and had the conversation.